Terms of Use - ProPicks AI

By using this website or our service, you agree to these terms. Please read them, especially sections 2 and 3.

1. Who We Are

This website and service are provided by ProPicks AI Ltd, 8 Market Street, Dublin 2, Ireland, Ireland ("we", "us").

2. Information Only, Not Financial Advice

Our stock picks, scores, notes and other content are general information for educational purposes. They are not personal financial, investment, tax or legal advice, and they do not take into account your goals, finances or needs.

We are not a broker and do not manage money. We are not a licensed financial adviser. You make your own decisions and are fully responsible for them. Consider speaking to a licensed financial adviser before investing.

3. Investment Risk

Investing involves risk, including the loss of some or all of your money. Past performance, backtests and model results do not guarantee future returns. Please read our Risk Disclosure.

4. Who Can Use the Service

You must be at least 18 and able to enter a legal contract. You must give accurate details when you sign up.

5. Your Account

• Keep your login details safe. You are responsible for activity on your account.
• Your subscription is for your personal use. Do not share, resell or republish our picks or content.
• Do not scrape, copy or misuse the site, or try to break its security.

6. Plans, Payments and Cancellation

• Free plan: free of charge. We may change what it includes.
• Paid plans renew automatically each month or year until you cancel.
• You can cancel any time in your account settings. Access continues until the end of the paid period.
• Refunds: full refund if requested within 30 days of first payment.
• We will give you notice before any price change affects your plan.

7. Our Content

All content on the site, including picks, scores, text, charts and software, belongs to us or our licensors. You may use it only for your own personal investing research.

8. Data Accuracy

We use data from third-party providers and work hard to keep it accurate, but we cannot guarantee it is complete, correct or up to date.

9. Limitation of Liability

To the fullest extent the law allows, we are not liable for any investment losses or for indirect or consequential losses arising from your use of the site or service. Our total liability to you is limited to the amount you paid us in the 12 months before the claim. Nothing in these terms limits liability that cannot be limited by law.

10. Ending Your Access

We may suspend or close accounts that break these terms. You can stop using the service at any time.

11. Changes

We may update these terms. We will change the date at the top and, for important changes, tell you by email. Continuing to use the service means you accept the new terms.

12. Governing Law

These terms are governed by the laws of Ireland. Disputes will be handled by the courts of Dublin, Ireland, unless your local consumer law gives you other rights.

13. Contact

ProPicks AI Ltd · 8 Market Street, Dublin 2, Ireland · support@official-propicksai.com