Risk Disclosure - ProPicks AI
Last updated: 1 October 2026
Please read this before acting on any pick. We want you to invest with your eyes open.
You Can Lose Money
The value of shares can go down as well as up. You may get back less than you invest, and in some cases you could lose everything you put into a single stock.
Our Picks Are Not Advice
Our picks are general research, not personal advice. They do not know your income, savings, goals, debts or how much risk you can handle. Only you can decide if an investment is right for you. If you are unsure, speak to a licensed financial adviser.
Past Results Do Not Predict the Future
- Track record: our published results come from model portfolios, not real accounts. They include estimated trading costs but not taxes, and your own results will differ.
- Backtests: tests on past data can look better than real life. They help us design strategies but are not proof of future returns.
- AI limits: our models rank stocks using data and past patterns. They cannot predict surprise events, and they can be wrong.
Specific Risks by Strategy
| Strategy | Risk level | Main risks |
|---|---|---|
| Tech Leaders | 4 of 5 | Large price swings, sensitivity to interest rates, concentration in one sector |
| Steady Value | 2 of 5 | Long slow periods, value traps |
| Mid-Cap Movers | 5 of 5 | Very large price swings, more sensitive to the economy, higher turnover |
| Dividend Builders | 2 of 5 | Dividends can be cut, sensitivity to interest rates |
| Global Picks | 3 of 5 | Currency moves, country and political risk, higher trading costs |
Other Things to Keep in Mind
- Diversify. Do not put all your money in a few stocks or one strategy.
- Invest for the long term. Money you need within the next few years may be better kept in lower-risk savings.
- Costs and taxes. Broker fees, currency charges and taxes reduce your returns.
- Timing. Picks are updated monthly. Prices can move a lot between updates and between when we publish and when you buy.
Questions
If anything here is unclear, email us at support@official-propicksai.com before you invest.